News, Updates, & Resources

Prescription Savings Unveiled: How We Help Clients Navigate Medicare Drug Plans

When Gena J. first approached us, she was facing a perplexing situation. Despite being on Medicare, she had not been prescribed any medications and was adamant about not getting a Part D stand-alone prescription drug plan. Understanding her concerns, we took the time...

From Financial Strain to Comfort: A Couple’s Journey through Medigap Plans

If you are on Medicare already but are looking for ways to minimize your costs, the following study might interest you. We have clients, a married couple in their late 70's, named Joe and Terry, who were happy with the plan G they were initially enrolled in. However,...

Cancer Coverage and Peace of Mind: Frank’s Medicare Journey

Recently, our client Frank contacted us with concerns about potential health expenses, particularly regarding the possibility of facing cancer-related costs. Despite being enrolled in a comprehensive Medicare Supplement Plan G and a prescription drug plan, Frank...
The Medicare Annual Election Period (AEP) – Explained

The Medicare Annual Election Period (AEP) – Explained

The Medicare Annual Election Period (AEP) – Explained Commonly referred to as AEP, the Medicare Annual Election Period (AEP) is the time each year when you can change your Medicare coverage if you choose. The Medicare Annual Election Period (AEP) lasts from October 15...

When Will I Know if My Medicare is Approved?

When Will I Know if My Medicare is Approved?

When Will I Know if My Medicare is Approved? What is Medicare? Medicare is a government-run health insurance program available to United States citizens and permanent residents aged 65 or older, as well as those younger than 65 with certain disabilities. To be...

Lower Costs for Original Medicare Part B Coming in 2023

Lower Costs for Original Medicare Part B Coming in 2023

Lower Costs for Original Medicare Part B Coming in 2023 Part B Changes The Centers for Medicare & Medicaid Services (CMS) stated on September 27, 2022, for the first time in over a decade, there will be a decrease in the standard Medicare Part B premium; it is...

What do Snowbirds Do about Medicare?

What do Snowbirds Do about Medicare?

What do Snowbirds Do about Medicare? Many New Jersey residents head south before winter hits! Snowbirds, as they are called, travel to warmer weather while New Jersey experiences our cold climate. Generally, most snowbirds stay where it is warmer for several months,...

How do I know which Medicare plan is right for me?

How do I know which Medicare plan is right for me?

How do I know which Medicare plan is right for me? When it comes to choosing a Medicare health plan, there are many things to consider. Some people choose to keep Original Medicare Part A & Part B and purchase a Medigap policy and stand-alone prescription drug...

Is a Medigap Plan Right For You?

Is a Medigap Plan Right For You?

You've decided that you want to go into a Medigap plan, also known as Medicare supplement, and you're concerned the preexisting conditions affect your coverage. Do they affect your costs? Well, it depends. It depends on whether you're already in a Medigap plan,...

Medicare Myths You Must Know…

Medicare Myths You Must Know…

Hi everyone, Time and again, I'm on the phone with a client of mine answering questions like "Am I automatically enrolled in Medicare when I turn 65?" or "Can I get a Medigap plan at anytime?". Let's clear things up. Check out the most wide-spread Medicare Myths...