Does Medicare cover Dental Implants?
Dental implants are devices implanted into the gums that help restore a person’s ability to chew or restore a smile or appearance. They can also be used as an alternative to dentures. These are great solutions for lost teeth from injury or periodontal disease.
Without coverage, these implants can cost as much as $25,000 out of pocket, depending on your needs.
For many people, dental problems can become more common with age and can profoundly impact their health. This may leave you wondering if Medicare covers dental implants. Although dental implants are not covered by Original Medicare [SH1] (as is the case with most dental care under Original Medicare), that does not mean that you do not have options to find the coverage you need.
How Can I Get Coverage for Dental Implants?
Medicare Advantage (Part C) Plans
If you are looking for comprehensive coverage that will help you get coverage for dental implants, one option is to look at Medicare Advantage (Part C) [SH2] plans. Some Medicare Advantage (Part C) plans include dental coverage that covers dental implants. Be sure you fully understand your plan’s coverage when you enroll, as some Medicare Advantage (Part C) plans only include routine dental services. Also, it is essential to note most of these plans also have a maximum dental benefit. This means that after you reach the limits of the maximum dental benefit, you will be responsible for 100% of any additional costs. When choosing a Medicare Advantage plan, these things are essential to consider, especially if you know you will need dental work.
Standalone Dental Plans
If you prefer to stay enrolled in Original Medicare, you are not out of luck – you can always enroll in a standalone dental insurance plan. If you are not concerned about the cost of another premium, you can always add a separate dental insurance plan. These plans are through private insurance companies, or carriers, and provide similar dental coverage you may have had through an employer. These plans typically come with coinsurances, deductibles, and annual maximums.
Working with a licensed insurance agent can help you decide what coverage makes sense for you. At Seniorstar Insurance Group, we can help you sift through and evaluate the options that meet your needs and fit your budget. Call 844-779-5010 today to get a no-cost, no-obligation coverage evaluation.
